Issue information:

• Issuer, issue number:	Credit Bank of Moscow, 3
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Auction type:	Coupon
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	2 000 000 000
• Registration date:	Apr 24 2007
• State registration number:	40301978B
• ISIN:	RU000A0JPAV9
• Start of placement:	Jun 20 2007
• End of placement:	Jun 20 2007
• Date of circulation start:	Jul 24 2007
• Issue price:	100
• Coupon:	1 coupon - at auction. Coupons 2 and 3 equal coupon 1. Coupons 4-6 are set by issuer.
• Coupon frequency:	2 time(s) per year
• Settlement Date:	Jun 20 2007
• Maturity date:	Jun 16 2010
• Early redemption terms:	5th business day of the 4th coupon period, at par, date: 23.12.08, price: 100; date: 23.06.09, price: 100.
• Issue Managers:	Arranger - Moscow Credit Bank
• Trading floor, listing category:	MICEX (A1)
• Issue ratings: (rating history)	Moody's Interfax Rating Agency A1.ru/Positive National Scale (Russia) 15.06.2007 Rus-Rating BBB-/Stable National scale (Russia) 00.00.2009
• Guarantors:
• Additional information:	Guarantor - OOO Concern "ROSSIUM"
• Investment banks:	Lead manager:  Credit Bank of Moscow Co-lead manager: UniCredit Bank Underwriter(s):  OTP Bank (Russia) RTK-Broker  Tatfondbank Co-underwriter(s):  Gazprombank  Region Group  MBRD Standard Bank Moscow UniCreditSekur  SPURT Bank  Raiffeisen Bank  MDM Bank

Borrower:

• Logotype:
• Issuer:	Credit Bank of Moscow
• Full issuer name:	Credit Bank of Moscow (MKB)
• Country:	Russia
• Web site:	http://www.mkb.ru
• Other issues of the issuer:	Credit Bank of Moscow, 8 - Domestic bonds  Credit Bank of Moscow, 7 - Domestic bonds  Credit Bank of Moscow, 6 - Domestic bonds  Credit Bank of Moscow, 5 - Domestic bonds  Credit Bank of Moscow, 4 - Domestic bonds All issues of the issuer
• Issuer profile:	CREDIT BANK OF MOSCOW (CBM) was established in 1992. Currently CBM is a medium-sized universal privately owned bank offering a full range of banking services and operating in Moscow and Moscow region. ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's Investors Service B1/Negative Int. Scale (foreign curr) 19.06.2009 Moody's Investors Service B1/Negative Int. Scale (loc. curr.) 19.06.2009 Fitch Ratings B/Developing Int. Scale (foreign curr.) 05.03.2010 Fitch Ratings BBB-(rus)/Developing National Scale (Russia) 05.03.2010 Moody's Interfax Rating Agency A2.ru National Scale (Russia) 19.06.2009 National Rating Agency A+ National scale (Russia) 01.07.2007 Rus-Rating BBB-/Stable National scale (Russia) 07.08.2009
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