Issue information:

• Issuer, issue number:	Second Mortgage Agent of AHML, 1А
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Securitisation:	Yes
• Redemption type:	Amortized
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	9 440 000 000
• Registration date:	Nov 27 2007
• State registration number:	4-01-65388-Н
• ISIN:	RU000A0JPN21
• Start of placement:	Feb 27 2008
• End of placement:	Apr 30 2008
• Date of circulation start:	Apr 16 2008
• Issue price:	100
• Coupon:	Coupons 1-28: 8.5% p.a. Coupon rates for the remaining coupons equals coupon 1 plus 1%.
• Coupon frequency:	4 time(s) per year
• Floating rate:	Yes
• Settlement date:	Feb 27 2008
• Maturity date:	Mar 15 2040
• Early redemption terms:	Step-up (9.5%), Call 15.03.15, date: 15.03.15, price: 100, type: CALL.
• Issue Managers:	CJSC Citibank
• Trading floor, listing category:	MICEX (A1)
• Issue ratings: (rating history)	Moody's A3 Int. Scale (foreign curr) 14.03.2008 Moody's Interfax Rating Agency Aaa.ru National Scale (Russia) 14.03.2008
• Additional information:	A, B, C-series bonds are mortgage-backed.
• Files:	Information Memorandum
• Investment banks:	Lead manager(s):  Renaissance Capital  Citibank

Borrower:

• Issuer:	Second Mortgage Agent of AHML
• List of affiliated companies:	AHML, First Mortgage Agent AHML
• Full issuer name:	Second Mortgage Agent of AHML
• Country:	Russia
• Web site:	http://www.ahml.ru/
•Other issues of the issuer (including related companies issues):	Second Mortgage Agent of AHML, 2Б - Domestic bonds  Second Mortgage Agent of AHML, 3В - Domestic bonds
• Issuer profile:	The Second Mortgage Agent of AHML is a company set up for issuing mortgage-backed bonds. The company's shares are owned by two funds set up in accordance with the Dutch legislation. ...
• Industry:	Banks and financial institutions
Complete profile

Financial accounting:

Quarterly Reports:

Trading info (MICEX, Nov 18 2008):

Payment schedule:

COMMENTS: